Hardcover book new never used. Dive into the world of personal finance with Dave Ramsey's "Total Money Makeover," a comprehensive guidebook designed to help readers achieve financial freedom. Published in 2013, this hardcover edition offers practical advice and time-tested strategies for overcoming debt, building an emergency fund, and investing for the future. The book is structured around four key pillars—embracing a biblical worldview of money, eliminating debt, saving aggressively, and investing—each presented with Ramsey's signature wit and insight. Whether you're just starting out or looking to take your financial planning to the next level, this book is an essential resource for anyone striving for a financially secure life.
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