The house shaped carabiner keychain is perfect for realtors, property management professionals, mortgage firms and others in real estate. Imagine giving your new home buyers their new keys on your house carabiner - with your name, number and real estate brokerage name on it! Your name and contact info will always be at your customers fingertips. The house carabiner has over 6 spots to maximize your advertising dollars. The below price includes 1 location. Additional locations are just $0.20 on quantities less than 1,000pcs. Call for quote for on 1,000+ pieces, we can work with you to effectively advertise your name and number, website, e-mail, brokerage name etc. Blanks available. Do you have several brokers in your real estate office? Why not combine your orders and save?  Call or... Less

The stock market is down. Unemployment is up. And Congress is furiously spending taxpayer dollars to bail out our ailing economy. We are in a time of economic trouble. One in which America desperately needs the timeless truths of God's Word.These messages from Dr. D. James Kennedy offer enduring biblical wisdom that transcends today's frightening headlines and give both understanding and hope. The Mortgaging of America presents Dr. Kennedy's warning about the dangers of socialism, a failed economic system now gaining popularity on Capitol Hill. It also gives readers biblical perspective on economics, the nature and reason for work - the difference between justice and charity - and the way in which the concept of social justice has led to America's welfare state mentality.

Confused or overwhelmed by the “mortgage maze”? Industry pro Dale Vermillion explains the simple truth. Learn about wise mortgage financing, and how to avoid common traps that cost you thousands of dollars! Chapters include: •  The Top 10 Mortgage Mistakes •  Simple Truth about Interest Rates and APR’s •  Mortgage Industry Dilemma •  The Simple Truth About Debt •  Qualifying for Mortgage Financing •  Establishing Financial Goals •  Mortgage Refinancing as an Investment Tool •  Borrowing Smart •  Mortgage Independence •  Moving to Real Life Change

79 Days. Heirloom. Mortgage Lifter, developed in the 1930's by M.C. Byles in Logan, West Virginia to help pay his home mortgage off. He simply crossed German Johnson, Beefsteak, Italian and English varieties and sold the reselected plants. The mortgage was paid for in six years! Large, pink, 1 lb. fruits.

The book is an analysis of the controversial Emergency Economic Stabilization Act and explains in easy to understand language what the bailout bill means for individuals. $700 Billion Bailout answers questions such as:What does the bill say, exactly?Who is making decisions about how the $700 billion will be spent, and what does it mean now that the government is investing directly in our banks?Who’s footing the bill?What is the impact on homeowners, businesses, retirement, and taxes?Where do I put my money in the meantime?Veteran reporter Paul Muolo shows both the challenges and opportunities of the credit crisis and proposed bailout, including its impact on:Mortgages: While rates may be lower, there will be more fees imposed on mortgages. Lenders will be far more cautious in lending, and... Less

Many men aim high; Tom Farrell dares to be average. While his friends accumulate wedding rings, mortgages, and even, alarmingly, babies, Tom still lives alone in his rented apartment with nothing but condiments and alcohol in his refrigerator. He spends Saturday mornings watching cartoons and eating Cocoa Puffs out of an Empire Strikes Back bowl, and devotes the rest of the weekend to his other favorite hobbies: sports and girls. His credo, to think and act like a thirteen-year-old boy at all times, has worked well enough to land him a decent job writing headlines for the New York Tabloid. But neither his personal life nor his professional life has any forward momentum; he's occupied the same cubicle since the first George Bush was president and is currently "between girlfriends." At... Less

How was it possible for problems in one relatively small sector in the global financial system - the American sub-prime mortgage market - to lead to the most serious economic crisis in living memory? Alistair Milne untangles the complex world of modern banking and examines solutions to the crisis. He shows how the banks misused their ability to securitize loans and, by borrowing short and lending long, exposed themselves to exceptional risks when asset prices started to fall. But it has been above all a collapse in trust and confidence, rather than poor lending decisions, which has fuelled the crisis. Despite all the talk of 'toxic' assets, the book argues that most assets are sound and can be repaid. The imperative is to restore confidence through collective action involving asset... Less

The mortgage application is what makes or breaks nearly every real estate transaction. All about Mortgages delivers straightforward information in an easy-to-understand question-and-answe r format that meets the needs of all players--buyers, sellers and agents. Topics include how the application process works, pre- qualification and pre-approval, credit reports and much more.

~ ~ ~ WE OFFER BOTH PKT. & BULK SIZES ~ ~ ~ MORTGAGE LIFTER (HUGE FRUITS ~~!!) 80 - 85 days. This long time favorite yields VERY large pink smooth skinned fruits. Each slice will cover well over the size of a hamburger. Meaty, mild and irresistable, this variety does very well in droughts.

Bestselling author John R. Talbott, who predicted the housing and mortgage crisis, pictures in Obamanomics-- written well in advance of the historic 2008 elections--a Barack Obama presidency based on justice and cooperation— principles that have not held sway in Washington, DC, for quite some time. Talbott's powerful grasp of finance allows him to connect the issue of financial inequality in America with our need as a people to embrace change.Obama has shown he knows that divisions among races, religions, and political views have prevented Americans from coming together to solve the most important problems of our age. Obamanomics, infused with Obama's speeches, campaign policy statements, and other writings, describes a government acting according to democratic principles to enact... Less

Jacquie Stuart has just turned thirty-two and she wants to do a major rewrite on her life. Her salary at a snarky film magazine barely covers her mortgage, her bratty sister has staked permanent claim to her couch, her best friend is in an obscenely happy marriage, and the only guy who really gets her is gay. Worst of all, she keeps falling for broke, self-involved commitment- phobes. Needing moonlighting money, Jacquie gets the idea of investigating a new dating trend--looking for Mr. Right in the "Roommate Wanted" ads. After a bunch of colorful near-misses that bring her into the slums of the East Village, the brownstones of Brooklyn, and the dingier digs of the Upper East Side, Jacquie thinks she's finally found the man she's been looking for and stuns her friends by moving out of her... Less

Now in paperback-an inside look at Countrywide Home Loans and the mortgage crisis, from a former mortgage lender executive. In July 2004, Adam Michaelson attended a high-level meeting at Countrywide Financial headquarters about a new loan product that would allow borrowers to pay less than their minimum monthly payment. The "finance jocks" believed that the booming housing market would only get bigger, supporting homeowners in a cycle of borrowing against their houses and refinancing later. They were wrong. And when the bottom dropped out, Countrywide suffered the consequences-as did millions of Americans. With an insider's knowledge and thorough reporting on the impact on American families and the ripple effects on the economy, Michaelson examines the marketing of a mirage and the bad... Less

Most people believe they lack the capital required for serious wealth-building, unwittingly tying up money in equity they could be investing elsewhere for greater return. "Untapped Riches" offers 40 wealth-building and wealth- protection strategies, flying in the face of conventional wisdom to argue that there is both good and bad debt - and that the former is essential to generating cash flow and building significant wealth. This valuable, empowering book shows how anyone can get the cash they need, and use it to make a radical difference in their financial health.

With short-term interest rates going up and the value of real estate going down, you may find yourself caught in the middle with mortgage payments you can't manage. Losing your home isn't your only option-if you understand how to avoid foreclosure. The 250 Questions You Should Ask to Avoid Foreclosure provides simple, straightforward answers you need to keep your home and protect your finances including how to: Stop foreclosure action Handle and report delinquent loans Understand liens Consider refinance options In addition, this book will answer questions about what rights property owners possess during foreclosure proceedings, how to get assistance through credit counseling and bankruptcy protection, and foreclosure and homestead exemption rules specific to... Less

This Is the Book Lenders DON'T Want You to Read. EMPOWERING HOMEOWNERS TO SHOP, MANAGE, AND ELIMINATE MORTGAGE DEBT A mortgage is simply a pile of money. So why the complexity? Because the mortgage industry makes it that way. And the industry enslaves homeowners to mortgage debt. Mind Your Own Mortgage changes the game by revealing inside information previously used against you. Now you are in charge: Shop with confidence-an exclusive, automated system helps you find the best price-it's as easy as buying a gallon of gas Identify slick sales gimmicks and lender manipulation Refinance only when it make sense for you-not for the mortgage company Eliminate your mortgage in record time-so your retirement years include retirement AVOID... Less

Buying a home is, in the authors' words, both a romantic journey and a business venture. For most families, it's the largest single investment they will ever make. The purpose of this book is to transform home buyers-- especially first-time buyers--into smart consumers who can evaluate a property objectively as step number one in deciding whether or not to buy. The authors take their readers by the hand through the maze of mortgage shopping, dealing with real estate agents, and hunting down that perfect dream house. Some of the many questions they help prospective buyers answer are: Consideration of family needs: how many rooms, what kind of neighborhood, access to schools, shopping, and the like Is the home affordable? Considerations include the size of the down payment, the size... Less

Eight years and four jobs and five pregnancies and meetings and train schedules and formula and diapers and deadlines and clients and mortgage and croup and a revolving door of baby nurses and Dan stagnating in that civilian job I convinced him to take when the Air Force wanted him back for Korea of all things, they got Elvis, they didn't need Dan, a man of his age, for crying out loud, and after what they did to him in that hospital upstate . . .It is the early 1960s and Myrmy stubs her toe in the predawn hours on her way to soothe her infant son, cursing the latest nurse for not waking up, again. Dressed to the nines, it is Myrmy who is off to an executive position writing advertising copy for shampoo. Her husband, Dan, who fought in two wars, sells ties and cooks dinner. A Jewish... Less

A novel about subprime mortgages, ruthless Hollywood economics, and the unraveling of a young marriage. This Is Where We Live tells the story of Claudia and Jeremy, a young married couple (she’s an aspiring filmmaker, he’s an indie musician) who are on the verge of making it. Her first film was a sensation at Sundance and is about to have its theatrical release, he’s assembled a new band and is a few songs shy of an album. They’ve recently purchased their first home—an adorable mid-century bungalow with a breathtaking view of the city of Los Angeles—with the magical assistance of an adjustable-rate mortgage. But a series of seismic events—the tanking of Claudia’s film, the return of Jeremy’s ex-girlfriend (a manipulative, self- destructive, fabulously successful artist), and the... Less

Mortgage Confidential is an insider's look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don?t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.

Ferry-Morse has been serving up the best in seed and gardening supplies for over 100 years, and we're proud to still be innovating and improving. Whether you're looking for the finest in flowers or gourmet garden vegetables, you will find all your answers here. Take a minute and explore the product categories to the right for planning and inspiration, or visit the Gardeners Corner for over a century's worth of wisdom. At Ferry-Morse we want you to enjoy your best ever gardening experience. Ferry-Morse Seed Company offers gardener's over 350 varieties of flower, vegetable, and herb seed. Ferry-Morse Seeds can be found in retailers across the United States.

Ever wonder why we allow six guys in hardhats to stand around doing nothing while traffic snarls? Why you can't refinance your home mortgage because other people stopped paying on theirs? Why young people in poor-paying jobs with small children are forced to pay a large percentage of their incomes to people who had decades to work and save? How healthcare and health insurance got so expensive? If you've asked yourself any of these or similar questions, or gotten queasy contemplating what passes for economic analysis in the media, this book is for you.FUBAR, an acronym stemming from World War II GI slang, means "fouled up (or some other "F" word) beyond all recognition." To economic historian Robert E. Wright, "fubarnomics" perfectly captures the sorry state of our economy today.In this... Less