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HP 12c Platinum Financial Calculator
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HP 12c Platinum Financial Calculator

$116.37 $89.52 3 stores $89.52
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  • Type: Financial
  • Key Size: Regular
  • Display Type: Regular
  • Power Source: Battery
  • Digit Display: 10 Digits
  • Size: Handheld
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75

"High Priced" 12C

Pros "Gold standard" financial calculator
Cons Expensive, slow, some functions aren't intuitive
Recommended it? No
The Bottom Line:  This is *the* classic financial calculator, but it's also a dinosaur. You'd be better off buying a modern financial calculator like the HP17BII.
The 12C is HP's best-selling calculator, possibly the most successful calculator ever. It was first sold about two decades ago and the electronics have never been upgraded. The display uses 7 segment LEDs to show each digit, whereas the newer HPs use 35 segment LEDs. At least one upside of this is that the batteries last a very long time in the 12C. The display contrast is also very good. For what it's worth, the keys also have a very good tactile feel. This calculator appears to be more solidly built than most calculators.

The 12C is definitely quaint. It uses Reverse Polish Notation (RPN) rather than algebraic logic and it is rectangular widthwise rather than lengthwise. It looks and feels different from all other calculators.

Everyone involved in real estate and mortgages probably has a 12C -- it's the industry standard -- the calculator that wouldn't die. There are newer, faster calculators around, but it's a breeze to use the 12C for mortgage calculations. It can also undertake more complex calculations, but these are not intuitive. Fortunately the manual is excellent. Then there's the speed, or lack thereof. It seemingly takes forever (10 seconds or more) to crunch some calculations.

Some capabilities that are easily undertaken by the faster 17BII, e.g., the periodic principal and interest contributions of each payment, are also possible with the 12C but they aren't at all intuitive. No way could you guess that [1] [f] [amort] [x/y] gives you the portion of the first period's payment that is applied to the principal! I couldn't guess this. I didn't know the calculator was capable of this until I looked it up in the manual. Actually, however, now that I come to look at it, this calculation is also printed on the handy reference on the back of the calculator -- just for dummies like me. Successive periods take progressively longer to calculate (we're talking ten or more seconds) and it's not easy to keep track of where you're at. This is really horrible, yet on the 17BII this calculation is fast and it's also easy to keep track of where you're at.

I happen to like my 12C because I "think" in RPN and I find it fairly easy to use. I don't think this would be true for most people, however. My brain is wired differently. That's what my wife says too! So I really can't recommend the 12C for general consumption. I think that most people would be far better served by HP's 17BII calculator that is a lot easier to understand.

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The first version of this review mysteriously disappeared from Epinions. This is a rewrite.

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HP Calculators HP 12C Platinum Anniversary F2231AA#ABA

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MODEL- HP12CPLAT VENDOR- HEWLETT-PACKARD FEATURES- HP12C Finance Calculator- Platinum 25th Anniversay version Includes 25 year emblem and leather carrying case Black face. For professionals in real estate banking and finance. What makes the HP12c the industry standard in finance calculators? Power. It has 120 built-in functions to ensure that the calculations you need are available when you need them. It lets you enter data and perform calculations quickly and efficiently with its RPN (Reverse Polish Notation) keystrokes. And with millions of users all over the world you know it is reliable. - Over 120 built-in functions for business finance mathematics and statistics including date calculations. - Efficient data entry using RPN. - Small size makes it easy to take anywhere. - Long battery life. Includes calculator battery soft case and owner s manual. * Allows 20 different cash flows for internal rate of return and net present value solutions. Quickly calculate loan payments interest rates amortization discounted cash flow analysis interest rate conversions standard deviation percent percentage change and forecasting based on linear regression to name a few. * Calculator mortgage payments balloon payments decreciation bond prices and yields with just a few keystrokes. * Enter a series of keystrokes into memory then execute your program with a touch of a button. * TVM (loans savings and leasing). * Amortization. * Bond price and yield to maturity. * Register based cash flow analysis NPV IRR. * Memory for 20 cash flows. * SL DB SOYD depreciation methods. * % change % of total. * Cumulative statistical analysis. * Standard deviation mean weighted mean. * Linear regression. * Forecasting correlation coefficient. * Date arithmetic * Keystroke programming. * Memory capacity - 99 steps. * 1 line x 10 digit LCD display. SIZE - 3.1w x 5.0h x 0.5d MANUFACTURER WARRANTY:  90 DAYS

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HP F2231AA#ABC 12c Platinum - financial calculator

A time-tested performer the HP 12c has an easy-to-use layout one-line LCD display and efficient RPN data entry. Easily calculate loan payments interest rates and conversion

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HP F2231AA#ABC 12c Platinum - financial calculator

HP 12c Platinum - Financial calculator - battery - silver carbonite

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