HP 12c Platinum Financial Calculator
Mouseover to zoom or click to see larger image

HP 12c Platinum Financial Calculator

$77.42 3 stores $77.42
  • Type: Financial
  • Key Size: Regular
  • Display Type: Regular
  • Power Source: Battery
  • Digit Display: 10 Digits
  • Size: Handheld
See more features
Ask Friends for feedback
Smart Buy! Lowest price from a Trusted Store
$77.42
+ $6.99 shipping
$150.20 $82.68
45% Off
Free Shipping
$91.35
Free Shipping

User ReviewRead All Reviews »

75

"High Priced" 12C

Pros "Gold standard" financial calculator
Cons Expensive, slow, some functions aren't intuitive
Recommended it? No
The Bottom Line:  This is *the* classic financial calculator, but it's also a dinosaur. You'd be better off buying a modern financial calculator like the HP17BII.
The 12C is HP's best-selling calculator, possibly the most successful calculator ever. It was first sold about two decades ago and the electronics have never been upgraded. The display uses 7 segment LEDs to show each digit, whereas the newer HPs use 35 segment LEDs. At least one upside of this is that the batteries last a very long time in the 12C. The display contrast is also very good. For what it's worth, the keys also have a very good tactile feel. This calculator appears to be more solidly built than most calculators.

The 12C is definitely quaint. It uses Reverse Polish Notation (RPN) rather than algebraic logic and it is rectangular widthwise rather than lengthwise. It looks and feels different from all other calculators.

Everyone involved in real estate and mortgages probably has a 12C -- it's the industry standard -- the calculator that wouldn't die. There are newer, faster calculators around, but it's a breeze to use the 12C for mortgage calculations. It can also undertake more complex calculations, but these are not intuitive. Fortunately the manual is excellent. Then there's the speed, or lack thereof. It seemingly takes forever (10 seconds or more) to crunch some calculations.

Some capabilities that are easily undertaken by the faster 17BII, e.g., the periodic principal and interest contributions of each payment, are also possible with the 12C but they aren't at all intuitive. No way could you guess that [1] [f] [amort] [x/y] gives you the portion of the first period's payment that is applied to the principal! I couldn't guess this. I didn't know the calculator was capable of this until I looked it up in the manual. Actually, however, now that I come to look at it, this calculation is also printed on the handy reference on the back of the calculator -- just for dummies like me. Successive periods take progressively longer to calculate (we're talking ten or more seconds) and it's not easy to keep track of where you're at. This is really horrible, yet on the 17BII this calculation is fast and it's also easy to keep track of where you're at.

I happen to like my 12C because I "think" in RPN and I find it fairly easy to use. I don't think this would be true for most people, however. My brain is wired differently. That's what my wife says too! So I really can't recommend the 12C for general consumption. I think that most people would be far better served by HP's 17BII calculator that is a lot easier to understand.

---
The first version of this review mysteriously disappeared from Epinions. This is a rewrite.

Available From

Smart Buy! Lowest price from a Trusted Store

2f7685 Hp F2231aaaba 12c Platinum Financial Calculator

Store Note: Buy it new & now! with eBay Buyer Protection

A financial model, the HP-12C provides basic business functions including depreciation and date arithmetic. It has become the standard business calculator and is HPs longest-selling calculator. Research indicated that one of the reasons for the HP-12Cs remarkable success was that, to many users, a vertical shape meant calculator, while a horizontal shape meant computer. Thus, the horizontal HP-12C felt like a computer to users and to their customers who saw them using it. In addition, the gold tone seemed to add a level of prestige to the product.

Stock Availability: In stock
Store Note: Buy it new & now! with eBay Buyer Protection
Base Price: $77.42
Tax:
Shipping: $6.99
Total Price: $84.41

HP Financial Calculator

Store Note: Free Shipping!

Algebraic and RPN (Reverse Polish Notation) includes over 130 built-in functions and allows 30 different cash flows for internal rate of return and net present values. Calculates loan and mortgage payments, converts interest rates, figures bond prices and yields. Includes algebraic entry mode. Through keystroke programming, user enters up to 400 keystrokes into memory and then executes with the push of a single button.

Stock Availability: In stock
Store Note: Free Shipping!
Base Price: $150.20 $82.68
Tax:
Shipping: Free Shipping
Total Price: $82.68

HP Financial Calculator - 1 Line(s) - 10 Character(s) - LCD - Battery Powered - 5 x 3.1 x 0.5

This easily transportable and compact (5 x 3.1 x .6 ) calculator will breeze through your heavy-duty real estate, banking, and finance calculations. Its claims to fame: 130+ built-in functions, RPN and algebraic entry, and keystroke programming for 400 steps.

Stock Availability: In stock
Base Price: $91.35
Tax:
Shipping: Free Shipping
Total Price: $91.35

Copyright © 2000-2014 eBay Inc. All Rights Reserved

Advertisement
http://img.shoppingshadow.com/jfe/JavaFrontEnd-fe140.sp4-19584
http://img.shoppingshadow.com/jfe/JavaFrontEnd-fe140.sp4-19584